Data & Privacy

88efco Privacy Policy

This Privacy Policy explains how 88efco collects, uses, stores, shares and protects your personal data when you access or use our platform. We are committed to handling your information with transparency, care and in accordance with applicable data protection principles.

Last Updated: January 2026 Language: English Audience: Pakistani Users

Privacy at a Glance

How We Handle Your Data

These cards summarise our core privacy commitments. The complete, legally binding text is in the policy sections below.

Minimal Data Collection

We collect only the personal data necessary to operate your account, process transactions, verify your identity and fulfil compliance obligations. We do not collect data speculatively or beyond stated purposes.

Secure Storage

All personal data is stored on encrypted infrastructure with access controls limited to authorised personnel only. KYC documents — including CNIC scans and passport copies — are handled through secure HTTPS-only channels.

Your Right to Erasure

You may request deletion of your personal data at any time, subject to our legal retention obligations. Where deletion is not immediately possible (e.g., during an active AML hold), we will explain the basis and timeline.

No Data Selling

88efco does not sell your personal data to third parties. Data shared with service providers is limited to what is strictly necessary for them to perform their function on our behalf and is governed by data processing agreements.

Cookie Transparency

We use cookies and similar tracking technologies for platform functionality, session management and anonymised analytics. You can manage your cookie preferences through your browser settings at any time.

Marketing Opt-Out

Promotional communications are sent only with your consent or where a legitimate interest applies. You can withdraw consent or opt out of all marketing emails at any time by contacting support or updating your account notification settings.

Your Data, Your Control

Questions About Your Privacy?

Our support team is available around the clock in English and Urdu. If you have a question about your Personal Data or want to exercise any of your data rights, reach out — we will respond promptly.

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